Click to know about our special credit programs Small Enterprises Credit Project (SECP)
Northwest Crop Development Project (NCDP)
Tea cultivation, processing & marketing
     
 
     
 
 
       
  We lend at 8% only, it goes up only in a few cases
Growing pulses, oilseeds, spices or maize?
We lend at only 2%
 
  Credit Programs  

         
  Seed production, processing & preservation  

Paddy (HYV & hybrid)

Cotton

Potato (HYV/Tissue culture/TPS)
Pulses (lentil, mung bean, black gram, pea, gram, pigeon pea (arhar), Kheshari (lathyrus)

Oil seeds (mustard, rape seed, ground nut, sun flower, soya bean)

Onion & garlic (different varieties)

Chillies (different varieties)

Vegetables (bitter gourd, cabbage, cauliflower, sweet gourd, cucumber, carrot, turnip, beans, egg plant etc)

Other crops

Tea Industry     

Seedling production, tea garden development, tea production and processing

Crop production on commercial scale

Sugarcane/Maize 

Cotton 

Seed production by contract growers 
Production of aromatic & fine rice for export market
Rubber plantation project  

Rubber garden development, rubber production & marketing

Rubber products production & marketing

Horticulture (Fruits  & vegetables production)

Nursery, trees for fruits/timbers, forestry, flowers & house plants, spices, vegetable seedlings 

Fruits & vegetables cultivation for domestic/export markets 

Poultry & duckery

Poultry broiler farm

Poultry layer farm

Poultry (layer/broiler) hatchery

Poultry feed & allied project

Mixed-farming
Dairy, livestock & fishery based horticulture crops
Agricultural based poultry, dairy & fishery projects 
Black Bengal goat rearing/goat kids production farm/beef fattening
Black Bengal goats, sheep & cattle farming for quality meat production 

Meat processing and marketing

Goat kids production/goat breeding farm

Dairy farm     

Milk production

Milk collection & processing (ghee, butter, pasteurised milk & cheese production)

Fish farm

Fish culture by re-excavation of old/derelict ponds

Fish culture in ponds

Fish culture through excavation of new tanks

Prawn Culture
Fish culture by re-excavation of old/derelict ponds
Fish culture in ponds

Fish culture through excavation of new tanks

Prawn Culture
Prawn culture in traditional system

Semi–intensive  shrimp culture

Intensive shrimp culture

Sweet  water prawn culture

Fish fingerlings production/hatchery
Fingerlings production in sweet  water

Shrimp fingerlings  production

Animal & fish feed meal production
Poultry and fish  feed meal production 

Cattle, goat, lamb feed  meal production                                 

Food processing

Fruit based food stuff preparation, processing, preservation & marketin

Bread & biscuit, vermicelli, noodles, chips, chanachur, corn/potato flakes, French fry, baby food, starch

Juice, jam, jelly, sauce, pickles, tomato ketchup etc production & marketing

Spices processing

Oil mills, pulses mills

Dehydrated  fruit canning, packaging, preservation &  marketing

Small processing  industry  at  farm level

Agro-based industries

Commercially profitable sweet water fish and shrimp feed production

Authorised agro-product packaging/canning

Wooden furniture making

Forestation

Ice plant, ice cream factory

Spirulina cultivation & marketing
Herbal  cosmetics production
Paddy processing, rice mills, flattened rice (Chira) & puffed rice production

Wheat processing, flour mills

Knitting, hosiery, garments, spinning, dyeing, printing, finishing .

Warehouse for preservation of agricultural produces (paddy, wheat, maize, pulses, onion, garlic, turmeric, mustard, pepper etc) in rural market

Mini sugar mills

Agricultural equipment (manufacturing and marketing)

Agro-equipment production

Engineering workshop for agro-equipment repairing 

Agro-equipment marketing
Salt crushing

Production and packaging of iodised salt 

Salt marketing

Cold storage
Cold storage for potato preservation

Specialized mini cold storage for fruits, vegetables & fish preservation

Export Processing  

Fish freezing plant

Fish dehydrating plant

Leather processing & manufacturing leather products

Import substituting goods production
Fish net manufacturing/netting yarn production

Production and marketing of organic and mixed fertilizer, Urea super granules, blended fertilizer

Insecticide production

Bio-pesticide, Neem based herbal pesticide production

Handicraft & cottage industries (family based small investment projects)
Clothing materials designing/fashion designing
  Oxidized bracelet, pearl & imitation jewellery  

Bamboo, cane, straw products

Carpet, blanket, jute bag, table mat, door mat, other jute goods

Ceramics

Sea shell products

Woven clothes

Fabrics, block, boutique, brush prints 

Stone & metal products

Bee keeping/honey production

Paper/clay made household & stationery articles
Working capital/Cash credit 
Business of agricultural implements and spare parts

Business of fruits and vegetables 

Wholesale and retail tea marketing

Fast food, confectionery, hotels & restaurants

Leather and leather goods trading

Packaging

Veterinary medicine & herbal medicine production & marketing

Jewellery (small scale)

Working capital loans to petrol pumps in rural areas to supply fuel for tractors, irrigation equipment etc.