| Click to know about our special credit programs | Small Enterprises Credit Project (SECP) Northwest Crop Development Project (NCDP) |
Tea cultivation, processing & marketing |
| We lend at 8% only, it goes up only in a few cases | Growing pulses, oilseeds, spices or maize? We lend at only 2% |
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| Credit Programs | |||
| Seed production, processing & preservation | ||||
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Paddy (HYV & hybrid) | ||||
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Cotton | ||||
| Potato (HYV/Tissue culture/TPS) | ||||
| Pulses (lentil, mung bean, black gram, pea, gram, pigeon pea (arhar), Kheshari (lathyrus) | ||||
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Oil seeds (mustard, rape seed, ground nut, sun flower, soya bean) | ||||
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Onion & garlic (different varieties) | ||||
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Chillies (different varieties) | ||||
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Vegetables (bitter gourd, cabbage, cauliflower, sweet gourd, cucumber, carrot, turnip, beans, egg plant etc) | ||||
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Other crops | ||||
| Tea Industry | ||||
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Seedling production, tea garden development, tea production and processing | ||||
| Crop production on commercial scale | ||||
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Sugarcane/Maize | ||||
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Cotton | ||||
| Seed production by contract growers | ||||
| Production of aromatic & fine rice for export market | ||||
| Rubber plantation project | ||||
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Rubber garden development, rubber production & marketing | ||||
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Rubber products production & marketing | ||||
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Horticulture (Fruits & vegetables production) |
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Nursery, trees for fruits/timbers, forestry, flowers & house plants, spices, vegetable seedlings | ||||
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Fruits & vegetables cultivation for domestic/export markets | ||||
| Poultry & duckery | ||||
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Poultry broiler farm | ||||
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Poultry layer farm | ||||
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Poultry (layer/broiler) hatchery | ||||
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Poultry feed & allied project | ||||
| Mixed-farming | ||||
| Dairy, livestock & fishery based horticulture crops | ||||
| Agricultural based poultry, dairy & fishery projects | ||||
| Black Bengal goat rearing/goat kids production farm/beef fattening | ||||
| Black Bengal goats, sheep & cattle farming for quality meat production | ||||
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Meat processing and marketing | ||||
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Goat kids production/goat breeding farm | ||||
| Dairy farm | ||||
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Milk production | ||||
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Milk collection & processing (ghee, butter, pasteurised milk & cheese production) | ||||
| Fish farm | ||||
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Fish culture by re-excavation of old/derelict ponds | ||||
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Fish culture in ponds | ||||
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Fish culture through excavation of new tanks | ||||
| Prawn Culture | ||||
| Fish culture by re-excavation of old/derelict ponds | ||||
| Fish culture in ponds | ||||
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Fish culture through excavation of new tanks | ||||
| Prawn Culture | ||||
| Prawn culture in traditional system | ||||
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Semi–intensive shrimp culture | ||||
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Intensive shrimp culture | ||||
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Sweet water prawn culture | ||||
| Fish fingerlings production/hatchery | ||||
| Fingerlings production in sweet water | ||||
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Shrimp fingerlings production | ||||
| Animal & fish feed meal production | ||||
| Poultry and fish feed meal production | ||||
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Cattle, goat, lamb feed meal production | ||||
| Food processing | ||||
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Fruit based food stuff preparation, processing, preservation & marketin | ||||
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Bread & biscuit, vermicelli, noodles, chips, chanachur, corn/potato flakes, French fry, baby food, starch | ||||
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Juice, jam, jelly, sauce, pickles, tomato ketchup etc production & marketing | ||||
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Spices processing | ||||
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Oil mills, pulses mills | ||||
| Dehydrated fruit canning, packaging, preservation & marketing | ||||
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Small processing industry at farm level | ||||
| Agro-based industries | ||||
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Commercially profitable sweet water fish and shrimp feed production | ||||
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Authorised agro-product packaging/canning | ||||
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Wooden furniture making | ||||
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Forestation | ||||
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Ice plant, ice cream factory | ||||
| Spirulina cultivation & marketing | ||||
| Herbal cosmetics production | ||||
| Paddy processing, rice mills, flattened rice (Chira) & puffed rice production | ||||
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Wheat processing, flour mills | ||||
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Knitting, hosiery, garments, spinning, dyeing, printing, finishing . | ||||
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Warehouse for preservation of agricultural produces (paddy, wheat, maize, pulses, onion, garlic, turmeric, mustard, pepper etc) in rural market | ||||
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Mini sugar mills | ||||
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Agricultural equipment (manufacturing and marketing) | ||||
| Agro-equipment production | ||||
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Engineering workshop for agro-equipment repairing | ||||
| Agro-equipment marketing | ||||
| Salt crushing | ||||
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Production and packaging of iodised salt | ||||
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Salt marketing | ||||
| Cold storage | ||||
| Cold storage for potato preservation | ||||
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Specialized mini cold storage for fruits, vegetables & fish preservation | ||||
| Export Processing | ||||
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Fish freezing plant | ||||
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Fish dehydrating plant | ||||
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Leather processing & manufacturing leather products | ||||
| Import substituting goods production | ||||
| Fish net manufacturing/netting yarn production | ||||
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Production and marketing of organic and mixed fertilizer, Urea super granules, blended fertilizer | ||||
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Insecticide production | ||||
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Bio-pesticide, Neem based herbal pesticide production | ||||
| Handicraft & cottage industries (family based small investment projects) | ||||
| Clothing materials designing/fashion designing | ||||
| Oxidized bracelet, pearl & imitation jewellery | ||||
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Bamboo, cane, straw products | ||||
| Carpet, blanket, jute bag, table mat, door mat, other jute goods | ||||
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Ceramics | ||||
| Sea shell products | ||||
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Woven clothes | ||||
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Fabrics, block, boutique, brush prints | ||||
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Stone & metal products | ||||
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Bee keeping/honey production | ||||
| Paper/clay made household & stationery articles | ||||
| Working capital/Cash credit | ||||
| Business of agricultural implements and spare parts | ||||
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Business of fruits and vegetables | ||||
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Wholesale and retail tea marketing | ||||
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Fast food, confectionery, hotels & restaurants | ||||
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Leather and leather goods trading | ||||
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Packaging | ||||
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Veterinary medicine & herbal medicine production & marketing | ||||
| Jewellery (small scale) | ||||
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Working capital loans to petrol pumps in rural areas to supply fuel for tractors, irrigation equipment etc. | ||||