|
Balance sheet as on 30 June 2006
Particulars |
30 June 2006 |
30 June 2005
|
|
(Taka) |
(Taka)
|
|
| Assets: | ||
| Cash in hand (including foreign currency) |
8,54,48,259 |
8,84,01,903 |
Balance with Bangladesh Bank & Sonali Bank |
117,55,76,245 |
85,75,20,735 |
Balance with Other Bank & Financial Institution |
188,12,79,538 |
19,450,23,771 |
Investment |
342,18,24,210 |
344,99,04,412 |
Loans and Advances |
2471,28,99,342 |
2142,78,26,619 |
Land, Building & other fixed Assets |
5,62,85,555 |
6,44,94,604 |
Other Assets |
258,21,42,766 |
255,18,76,319 |
Total Assets |
3391,54,55,915 |
3038,50,48,363 |
| Liabilities & Capital: | ||
Borrowing from other Bank and Agents |
1814,52,92,524 |
1594,88,98,940 |
Deposits and other Accounts |
1284,87,27,465 |
1157,80,52,369 |
Other Liabilities |
314,11,46,139 |
295,62,93,686 |
Total liabilities |
3413,51,66,128 |
3048,32,44,995 |
| Capital | ||
Paid-up Capital |
180,00,00,000 |
150,00,00,000 |
Other reserves |
20,84,90,150 |
20,84,90,150 |
Profit & Loss Account |
(222,82,00,363) |
(180,66,86,782) |
Total Shareholders Equity |
(21,97,10,213) |
(9,81,96,632) |
Total Liabilities & Shareholders Equity |
3391,54,55,915 |
3038,50,48,363 |
| Total Off Balance Sheet Items | ||
Contingent Liabilities |
70,09,82,470 |
52,60,75,006 |
Profit & Loss Account as on 30 June 2006
| Particulars | 30
June 2006 |
30 June 2005 |
(Taka) |
(Taka) |
|
| Interest Income |
161,61,00,156 |
148,57,61,793 |
| Less: Interest paid on Deposit and Borrowing |
119,33,65,420 |
101,05,45,779 |
| Net Interest Income |
|
47,52,16,014 |
| Income from Investment |
30,41,004 |
32,10,201 |
| Commission, Exchange & Brokerage |
2,65,50,084 |
2,57,98,144 |
| Other Operational Income |
9,00,01,826 |
8,81,95,651 |
| Total Operational Income |
54,23,27,650 |
59,24,20,010 |
| Salary and Allowances |
58,54,33,311 |
53,27,24,584 |
| Rent, Taxes, Insurance, Lighting etc. |
3,99,17,744 |
3,40,96,178 |
| Law charges |
15,67,028 |
18,78,566 |
| Postage, Telegram, Telephone and Stamp |
54,60,922 |
58,44,069 |
| Stationary, Printing and Advertisement |
1,30,20,128 |
1,26,35,564 |
| Pay and Allowances of Managing Director |
2,98,479 |
3,54,799 |
| Audit Fee |
8,10,000 |
8,49,000 |
| Directors and Local Committee Members Fee |
2,82,041 |
3,12,919 |
| Expenditure for Interest Remission & Write off |
2,82,214,208 |
32,94,06,474 |
| Depreciation and Repairs of Bank Property |
90,35,489 |
82,51,565 |
| Other Expenses |
2,58,01,881 |
3,24,47,952 |
| Total Operational Expenses |
96,38,41,231 |
95,88,01,670 |
| Profit/ (Loss) before Provision |
(42,15,13,581) |
(36,63,81,660) |
| Profit/ (Loss) before Tax |
(42,15,13,581) |
(36,63,81,660) |
| Profit/ (Loss) after Tax | -
|
- |
| Surplus | -
|
- |
Select Statistics as on 30 June 2006
Particulars |
30 June 2006 |
30 June 2005 |
|
(Taka) |
(Taka) |
Paid-up-Capital |
180,00,00,000 |
150,00,00,000 |
Total Capital |
(21,97,10,213) |
(9,81,96,632) |
Capital Surplus (Deficit) |
(263,04,00,000) |
(212,41,00,000) |
Total Assets |
3391,54,55,915 |
3038,50,48,363 |
Total Deposit |
1284,87,27,465 |
1157,80,52,369 |
Total Loans & Advances |
2471,28,99,342 |
2142,78,56,619 |
Total Contingent Liability |
70,09,82,470 |
52,60,75,006 |
Loan Deposit Ratio |
1 : 0.52 |
01:0.5 |
Ratio of Classified Loan against Total Loan & Advances |
1 : 0.27 |
01:0.3 |
Profit/ (Loss) before Tax |
(42,15,13,581) |
(36,63,81,660) |
Amount of Classified Loan |
671,62,55,000 |
640,74,86,000 |
Provision for Classified Loan |
165,23,22,000 |
165,23,22,000 |
Provision Surplus/ Deficit |
(47,16,50,000) |
0 |
Cost of Fund |
7.51 % |
6.60% |
Interest Earning Assets |
2335,08,35,739 |
1643,08,59,947 |
Non Performing Assets |
1056,46,20,175 |
980,27,16,410 |
Return on Investment (ROI) |
30,41,004 |
3210201 |
Return on Assets (ROA) |
173,56,93,070 |
1602965789 |
Interest on Investment |
- |
- |
Income per Share |
- | - |
Income per Share |
- | - |
Income Price Ratio |
- | - |
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    |
|
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