|
Programs |
Interest
Rate
|
Partner Agencies |
Zero Poverty Loan
Scheme
The bank has initiated a special group-based micro-credit
program entitled "Zero-poverty Loan Scheme" for the extreme poverty stricken 23
upazilas in greater Rangpur district. Poor people in the area pledge labour at
lower rate to landlords during lean season for borrowing money. The program is
expected to restrain the tendency and eradicate poverty from the region by
providing up to Tk 3000 collateral-free credit to day-laborers at only 6%
interest rate.
|
10% |
RAKUB |
Marginal & Small Farm System Crop Intensification
Project (MSFSCIP)
The
project aims at increasing productivity in agriculture as well as off-farm
activities, helping target group people achieve sustainable development, resist
the increasing trend of losing land under cultivation and attain
self-dependence.
|
12% |
RAKUB |
RAKUB Self-help Credit
Program (RSCP)
The project aims at
self-employment generation among landless and marginal farmers through
collateral-free credit distribution. The program is a propagation
of MSFSCIP model at bank's own initiative.
|
12% |
RAKUB |
Swanirvar
The term Swanirvar means self-dependence.The bank
has introduced the credit program under the auspices of Swanirvar Bangladesh, an
NGO to improve socio-economic condition of the helpless rural poor by creating
employment opportunities.
|
12% |
RAKUB/ Swanirvar Bangladesh |
Semi-intensive black bengal goat rearing program
Marginal, small & medium farmers, unemployed youth of
Rajshahi & Rangpur division are the target group of
the program. The program will make contribution to the economy through goat
skin export & production of high quality meat for domestic & export markets.
|
12% |
RAKUB/Gov |
United
Nation Capital Development Fund (UNCDF)
Under the program, credit facilities are extended to
entrepreneurs of cottage industries for creating self- employment opportunities.
The program aims at economic development and upliftment of the craftsmen.
|
12% |
RAKUB/ UNCDF/BSCIC
|
RAKUB-NGO Linkage Program (RNLP)
Under the program RAKUB provides fund to selected NGOs
for financing micro-credit among landless, marginal & small farmers within
Rajshahi & Rangpur division. Under the program NGOs provide credit to the farmers at 17%
rate of interest while they achieve loan at 14% rate of interest from RAKUB.
|
14% |
RAKUB/ NGOs |
|
Shashya
Gudam Reen Prokalpo (Food grain godown credit program)
RAKUB implementing since 1988 as support to the
sharecroppers, marginal and small farmers having up to 5 acres of land. Small
and marginal farmers receive loan against stored crops in godown immediately
after harvest. The farmers sell out the produces when they get desired price for
their produces and repay the loan.
|
13% |
RAKUB/SIDA |
Northwest Crop
Diversification Project (NCDP)
A special program financed by Asian
Development Bank (Bank) started in 2002. Under the program RAKUB rovides credit
facility to selected four NGOs namely BRAC, PROSHIKA, RDRS & GKF.
|
6% |
ADB/BB/NCDP/RAKUB |